How we're doing
The whole household, whoever is picked above. Peer numbers are US benchmarks, so treat them as a rough yardstick, not a grade.
Be proud of this
Real talk
Retirement outlook
Us vs. other families
| Measure | Us | Typical family | Verdict |
|---|
Budgets ·
Spending counts live from this month's transactions. Tap a budget to see everything in it. Use Edit to change the amount.
Money in vs. money out
Take-home deposits against real spending, by month. Transfers, investing and loan payments are left out. Click a month to explore it below.
Bills & recurring
What's due soon and what recurring money looks like each month.
Needs a category
Last 60 days. Venmo and Zelle always land here, plus anything the nightly pass couldn't place. Pick one and it sticks; stores get remembered for next time.
Where it went
Click a category to filter merchants and transactions. The red tick marks the prior period.
Top merchants
Recurring charges
Goals
Progress comes from the linked accounts' synced balances.
Investing & savings
Everything invested, what goes in each paycheck, and every stock you hold. Hand-typed balances get an estimate that adds contributions since their last update.
By account
Going in automatically
Holdings
Combined across accounts by ticker.
| Ticker | Held in | Value | Unrealized | Realized | Unit cost | Weight | News |
|---|
Card perks
See every benefit across the calendar year. Statement credits fill in when they post; mark other perks as you use them.
Transactions
Historical tax returns
Fictional joint returns for Alex and Jordan. The person picker includes joint returns in full.
Amounts reported on return copies, not confirmation of payment or refund receipt. Kept separate from current-year cash flow. For an amended return, the net federal result reflects the original overpayment less the amendment balance.
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Taxes ·
Follows the Everyone / Alex / Jordan picker above. Totals come from categories, so they're only as good as the tagging. A starting point for your preparer, not tax advice.
| What | So far | Items | Why it matters |
|---|
Forms to collect
From the Tax Documents table in Notion. Tick them off as they arrive.
357 West Shore Drive
Values come from the Home notes in Notion. Equity is value minus what's left on the mortgage.
What this house would cost us today
Monthly principal and interest on a 30-year loan at today's rate. Property tax and insurance are the same either way, so they're left out.
| Price | Loan | Per month | vs. ours |
|---|
Heads up
Drag a card to move it along. Open one for the details, prompts to paste into Instinct, an AI or your assistant, and notes between you and Jordan.
Categories
Accounts
Balances with a 120-day trend. Debt gets its own column so it doesn't hide.